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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt">November 21, 2025</span></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">To:</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Faculty and Staff</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">From: </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Central HR Benefits Office</span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Re: </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Benefits Open Enrollment
Ends Today, November 21, 2025 at 5:00 P.M.</span><span style="font-size:11pt"></span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;border:none;padding:0in;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;background:rgb(255,192,0);font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:rgb(0,112,192)">BENEFITS OPEN ENROLLMENT ENDS TODAY, FRIDAY, NOVEMBER 21,
2025, AT 5:00 P.M.</span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:blue"> </span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt">It is essential for all Faculty and Staff to review New Medical Plan
Design and Rate changes, including increased out of pocket expenses and
copays to consider your options and costs.</span></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">After
reviewing the medical plan changes, if you are satisfied with your current
benefit elections and not making any changes, no action is required for Open
Enrollment, and all existing benefits will roll over to the new plan year
effective January 1, 2026. </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt"> </span></b></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><i><span style="font-size:11pt;color:rgb(0,176,80)">If you are enrolled in the <u>Flexible
Spending Account Plans (DepCare FSA and Health FSA),</u> you MUST <u>renew
your contribution amounts during Open Enrollment.</u></span></i></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:black">New this year</span></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"></p><ul><li><span style="font-size:11pt">Significant rate increases impact the HMO medical plans and Pay Bands
1 and 2 for 2026!</span></li><li><span style="font-size:11pt">New Medical plan, Non-Medicare Blue Shield PPO, plan design and rate
changes, including increased out of pocket expenses and copays to consider
your options and costs.</span></li><li><span style="color:black;font-size:11pt">The new
Blue Shield Health Savings+ is replacing CORE and UC Health Savings plan
effective January 1, 2026.</span></li><li><span style="color:black;font-size:11pt">UC ends the CORE PPO
plan option for 2026.</span></li><li><span style="font-size:11pt"><span style="color:black">UCR extends a one-time, 2026, non-represented employee premium subsidy for
highly impacted members. See the communication from Chancellor Hu - </span></span><span style="font-size:11pt"><a href="https://hr.ucr.edu/hrannouncements/2025/10/28/ucr-support-offset-some-health-plan-increases" style="color:rgb(70,120,134)">UCR
Chancellor helps offset some of the increases</a></span></li><li><span style="font-size:11pt;color:black">Review the UCOP Medical Plan Changes
Communication – </span><span style="font-size:11pt"><a href="https://ucnet.universityofcalifornia.edu/employee-news/letter-from-systemwide-hr-vp-cheryl-lloyd/" style="color:rgb(70,120,134)">Vice President Cheryl Lloyd Systemwide
letter about medical plan changes for 2026<span style="color:black">.</span></a></span><span style="font-size:11pt;color:black">| </span><span style="font-size:11pt"><a href="https://ucnet.universityofcalifornia.edu/wp-content/uploads/2025/10/2026-Benefits-Changes-Fact-Sheet.pdf" style="color:rgb(70,120,134)">2026
Benefits Changes Fact Sheet</a></span><span style="font-size:11pt;color:black"> and </span><span style="font-size:11pt"><a href="https://ucnet.universityofcalifornia.edu/employee-news/big-changes-new-choices-oe-2026/#faq" style="color:rgb(70,120,134)">Frequently
Asked Questions</a></span><span style="font-size:11pt;color:black">.</span></li><li><span style="color:black;font-size:11pt">ALEX Benefits Counseling Tool offers
enhanced features to assist in selecting the best benefit plan options and
costs for you and your family.</span></li><li><b style="font-size:12pt"><span style="font-size:11pt;color:black">Re-Enroll in the FSA for 2026!</span></b></li><ul><li><span style="color:black;font-size:11pt">Remember to select new contribution amount
to participate in FSA for 2026</span></li><li><b style="font-size:12pt"><span style="font-size:11pt;color:black">If enrolling in the Blue Shield plan, </span></b><span style="font-size:11pt;color:black">the<b> existing </b>Health Flexible
Spending Account balance will roll over into the Limited Purpose Flexible
Spending Account</span></li></ul><li><b style="font-size:12pt"><span style="font-size:11pt;color:black">Open Enrollment deadline:</span></b><span style="font-size:11pt;color:black"> <u>Make your elections by Friday,
November 21, 2025, at 5:00 p.m.</u></span></li></ul><p></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">UCR Open Enrollment Benefits Website – Tools and Resources</span></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"><a href="https://ucnet.universityofcalifornia.edu/employee-news/big-changes-new-choices-oe-2026/" target="_self" style="color:rgb(70,120,134)">Five things you need to know before Open
Enrollment | UCnet</a></span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">The </span><span style="font-size:11pt"><a href="https://hr.ucr.edu/benefits/open-enrollment" target="_blank" style="color:rgb(70,120,134)">UC
Riverside 2026 Benefits Open Enrollment website</a> </span><span style="font-size:11pt">for faculty and staff is available to access valuable information
about this year’s benefit plans, and highlights important, need to know
changes and information regarding benefit costs and options for the coming
year.</span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt">Please view the </span><span style="font-size:11pt"><a href="https://youtu.be/GCQl8p1zdno" title="OE presentation for Faculty & Staff" style="color:rgb(70,120,134)">UCR Faculty and Staff Pre-Recorded Open Enrollment presentation</a></span><span style="font-size:11pt"> to<b> </b>review our highlights</span><span style="font-size:11pt">
on the n</span><span style="font-size:11pt">ew medical plans, plan design changes, and
enhancements and benefits premiums. </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt"> </span></p>
<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt">Links to Additional
Resources:</span></b></p>
<p class="gmail-MsoListParagraphCxSpFirst" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt"><a href="https://ucnet.universityofcalifornia.edu/wp-content/uploads/2025/10/Which-medical-plan-is-right-for-you.pdf" style="color:rgb(70,120,134)">Which
medical plan is right for you?</a></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt"><a href="https://www.blueshieldca.com/fad/index.html?deeplinkID=UCCareTier1" target="_blank" title="https://cloud-web-dev.blueshieldca.com/fad/index.html?deeplinkID=UCCareTier1" style="color:rgb(70,120,134)">Blue
Shield Non-Medicare Find a Provider Webpage</a></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt">UC PPO
plans <a href="https://documents.ucr.edu/HR-Benefits/2026%20Open%20Enrollment/oe2026-ucppo-how-the-ppo-plans-compare.pdf" target="_blank" title="Side by Side Comparison of How the PPO Plans Compare for 2026" style="color:rgb(70,120,134)">side-by-side
comparison</a></span></p>
<p class="gmail-MsoListParagraphCxSpMiddle" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt"><a href="https://ucnet.universityofcalifornia.edu/oe/emp-start/" target="_blank" style="color:rgb(70,120,134)">UCnet
2026 Benefits Open Enrollment website</a> </span></p>
<p class="gmail-MsoListParagraphCxSpLast" style="margin:0in 0in 0in 0.5in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;font-family:Symbol;color:black">·<span style="font-variant-numeric:normal;font-variant-east-asian:normal;font-variant-alternates:normal;font-size-adjust:none;font-kerning:auto;font-feature-settings:normal;font-stretch:normal;font-size:7pt;line-height:normal;font-family:"Times New Roman"">
</span></span><span style="font-size:11pt"><a href="https://ucnet.universityofcalifornia.edu/oe/emp-start/how-to-enroll/" target="_self" style="color:rgb(70,120,134)">How to enroll in Benefits via the UCPath Portal <b>- </b>OE</a></span></p>
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<p class="MsoNormal" style="margin:0in 0in 6pt;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><b><span style="font-size:11pt;color:white">Contact us<span style="background:darkblue"></span></span></b></p>
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<p class="MsoNormal" style="margin:0in;line-height:normal;font-size:12pt;font-family:Aptos,sans-serif"><span style="font-size:11pt;color:black">For questions regarding Open Enrollment, please contact the Benefits
Office via email at </span><span style="font-size:11pt"><a href="mailto:benefits@ucr.edu" style="color:rgb(70,120,134)"><span style="color:black">benefits@ucr.edu</span></a></span><span style="font-size:11pt;color:black">.</span><span style="font-size:11pt"></span></p>
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